Understanding Workers’ Compensation in Massachusetts: Your Rights as an Injured Employee
The Law Offices of Morton J. Shuman, P.C. • April 2, 2025
If you get hurt at work in Massachusetts, you may qualify for workers’ compensation. This program helps injured workers by covering medical bills and lost wages. However, the process can be confusing, and many people don’t fully understand their rights. At The Law Offices of Morton J. Shuman, P.C., we are here to help you get the benefits you deserve.
What is Workers’ Compensation?
Workers’ compensation is insurance that helps employees who are injured or sick because of their jobs. Massachusetts law requires most employers to have this insurance. This means you don’t have to sue your employer to get help with medical costs or lost wages.
Who Can Get Workers’ Compensation?
You may qualify for workers’ compensation if:
- You are an employee. Independent contractors and volunteers usually don’t qualify.
- Your employer has workers’ compensation insurance. Most employers must have it.
- Your injury happened at work. The injury must be related to your job.
- You report your injury quickly. Telling your employer as soon as possible helps avoid problems with your claim.
What Benefits Can You Get?
If your claim is approved, you may receive:
- Medical Coverage – Pays for doctor visits, hospital stays, and treatment related to your injury.
- Lost Wages – If you can’t work for at least five days, you can get 60% of your average weekly wage.
- Partial Disability Benefits – If you can work but earn less due to your injury, you can get some extra money to compensate for lost income.
- Permanent Disability Benefits – If you can never work again, you may receive two-thirds of your average weekly wage for life.
- Job Training – If you can’t return to your old job, you may need help finding a new one. (For more details, check out this official guide from Mass.gov here.)
Common Myths About Workers’ Comp
Many people believe things about workers’ compensation that aren’t true. Here are some common myths:
- “I can’t get benefits if the accident was my fault.” Workers’ compensation covers most injuries, even if you made a mistake.
- “I might lose my job if I file a claim.” It is illegal for an employer to fire or punish you for filing a claim.
- “I have to see the company doctor forever.” Your employer may require you to see their doctor initially, but you can switch to a doctor you choose after a set period.
How to File a Workers’ Compensation Claim
If you get hurt at work, follow these steps:
- Tell Your Boss Right Away – Report your injury as soon as possible.
- See a Doctor – Get medical treatment and keep records of all your visits.
- File a Claim – Your employer should file the claim with their insurance company. Still, you may need to file with the Massachusetts Department of Industrial Accidents if they don’t.
- Get Legal Help If Needed – If your claim is denied or delayed, an experienced lawyer can help you get the benefits you deserve.
Need Help? Call The Law Offices of Morton J. Shuman, P.C.
If you are injured at work, you need a skilled attorney to help you. At The Law Offices of Morton J. Shuman, P.C., we fight for injured workers to get the compensation they deserve. Call us at (508) 879-4040 for a free consultation.
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