Who’s Liable in an Electric Scooter Accident in Natick, MA?
Electric scooters are becoming more and more common on the streets of Natick, MA, offering a convenient and eco-friendly way to travel short distances. As their popularity grows, so do questions about liability in the event of an accident. Unlike cars and motorcycles, e-scooters are not considered motor vehicles in Massachusetts. That distinction changes how accident claims are handled and who may be liable.
Massachusetts Law: How E-Scooters are Classified
Under Massachusetts law, e-scooters are not classified as motor vehicles. This means that e-scooters are not covered by traditional automotive insurance.
If a scooter rider is injured in an accident caused by another party, liability shifts to the at-fault driver and their insurance coverage.
When a Third Party Causes an E-Scooter Accident
If a motorist, cyclist, or other third party causes an accident involving an e-scooter operator, their auto insurer (or liability insurer, depending on the circumstances) is typically responsible for covering damages.
If the at-fault driver has Personal Injury Protection (PIP), those benefits may cover initial medical expenses. Beyond PIP, the driver’s liability insurance may compensate for additional medical costs, lost wages, and pain and suffering. This ensures that the e-scooter rider has a path to financial recovery even though the scooter is uninsured.
What If the Scooter Rider is at Fault?
If the scooter rider causes the crash, for instance, by failing to yield or riding recklessly, they may be held financially responsible for injuries or property damage. In these cases, compensation may come from the rider’s homeowner’s or renter’s insurance, if it provides liability insurance, or the rider may have to pay out of pocket.
Because liability can be complicated, it’s critical to have an attorney review all insurance policies involved.
Other Potential Sources of Coverage
In some cases, compensation may come from less obvious sources, such as:
- Commercial Policies. If the scooter was provided by a rental service, the company may have liability coverage.
- Umbrella Insurance. Certain individuals may have umbrella policies that provide additional coverage for accidents not covered by standard insurance.
- Household Policies. If the scooter operator lives with a relative who holds applicable coverage, they may receive some of those benefits.
Why You Need an Attorney After an E-Scooter Accident in Natick, MA
Determining liability in an electric scooter accident requires a careful review of the facts and insurance coverage available. Insurers may attempt to deny claims, shift blame, or minimize payouts.
A skilled attorney can identify the at-fault party, investigate all possible insurance coverages, negotiate settlements, and pursue litigation if necessary.
If you’ve been injured in an electric scooter accident in Natick. MA, understanding liability is critical to protecting your rights. While e-scooters are not considered motor vehicles under Massachusetts law, injured riders may still be eligible for coverage through a negligent party’s insurance.
At The Law Offices of Morton J. Shuman, P.C., we have decades of experience navigating Massachusetts personal injury law and helping accident victims secure fair compensation. If you or a loved one has been injured in an electric scooter accident, contact The Law Offices of Morton J. Shuman, P.C., today for a free consultation. We’ll explain your options and fight for your recovery.
